With over 40 years of pension industry experience, Raymond Ankner is a leading expert in 412(e)(3) Fully Insured Retirement Plans and Traditional Defined Benefit Pension Plans, as well as designs combining Defined Benefit and Defined Contribution Plan features. In addition, Ray consults with numerous successful small business owners to determine if strategic financial benefits can be derived through the application of Advanced Markets planning concepts or implementing Captive Insurance and Reinsurance structures.Ray Ankner currently serves as President and CEO of RMC Group.He is a Member of the American Society of Pension Professionals and Actuaries (ASPPA) and a Member of the American Academy of Actuaries (MAAA).Ray previously served as Vice President of US Life Corporation, and Vice President of North American Life of Chicago.