Legacy plan design processes take days using outdated tools. PlanGen generates the full spectrum of compliance-tested DC and DB plans in seconds via web interface or industry's only high-speed API. Built for unprecedented AUM opportunities and regulatory mandates at scale.
PlanGen converts census, payroll and sponsor information into personalized, compliance-tested retirement-plan designs and advisor-ready outputs through a high-performance API and web-based interface.
401(k), profit sharing, cash balance, traditional DB and combination plans; multiple scenarios from one census; annual redesigns and contribution upgrades.
Nondiscrimination support, HCE/NHCE checks, annual limits, benefit and contribution testing, diagnostics and reporting.
High-throughput API and web GUI for advisor portals, CRM, prospecting, onboarding and digital request logging.
Higher-contribution cash-balance, DB and combination-plan strategies, with optional life and annuity integrations.
Plan design depends on specialized knowledge that is costly to hire, difficult to replace and challenging to scale linearly. PlanGen captures that expertise in a repeatable technology workflow.
Compress complex plan-design cycles from days to software-driven output.
Increase capacity without proportional specialist staffing.
Preserve expertise in software rather than individual employees.
Deploy the same rules across back offices and advisor networks.
Move into higher-contribution cash balance, DB and combination plans.
PlanGen generates DC, DB and Combo plan designs and comparisons, illustration renderings and IRS compliance checks for multiple participant plans in seconds—eliminating multi-day workflow friction and process drag with nearly instantaneous personalized plan design delivery.
401(k), profit-sharing and matching contributions with real-time compliance testing and IRS limit validation.
Cash balance, traditional DB, and fully-insured DB plans with actuarial calculations and compliance test results in milliseconds.
Cross-tested combination plans with side-by-side comparisons to evaluate optimized contribution strategies.
Non-discrimination, contribution limits, and benefit compliance with annually updated IRS regulations.
It may take 300 proposals to onboard 100 plans. Generate thousands of plan illustrations withtout increasing expert staff headcount.
Customizable, branded presentation collateral across distribution hierarchies. PDF outputs for executive summaries or detailed plan provision documents.
Provide the appropriate plans for the appropriate client. Add mid-market Cash Balance and advanced-market fully-insured DB plans or cross-tested combo plans to your product offerings. Automatically integrate life insurance policy assets into retirement plans.
PlanGen delivers the foundational technology for enterprises delivering retirement plan designs & illustrations at scale.
Full-spectrum retirement plan design engine with GUI and API access for TPAs, actuaries, and plan specialists.
Scale retirement plan generation for record keepers, wealth platforms, and advisor distribution networks.
Integrate life insurance and annuity products into retirement plan workflows with carrier API connections.
PlanGen replaces fragmented, labor-intensive legacy tools with an integrated retirement plan design engine built for speed, flexibility, and distribution efficiency.
Adopted by leading national retirement plan stakeholders since 2002, providing tens of thousands of DC/DB plan designs with cutting-edge technology and efficiency advantages.
See how PlanGen can fit inside your retirement workflow.
Schedule a consultationSupporting national retirement organizations for 24+ years with thousands of users and tens of thousands of design scenarios.
Increase new-plan origination and annual redesign capacity without linear specialist hiring. Embed plan design directly into advisor, sales and onboarding workflows.
Scale design and compliance workflows across a larger customer base while reducing dependence on scarce actuarial and plan-design resources.
Help advisors identify and present higher-contribution retirement strategies to business-owner clients, extending the wealth relationship into qualified plans.
Embed differentiated plan-design and compliance capabilities directly into existing digital products through API.
Support qualified-plan strategies that incorporate life and annuity illustrations, advisor branding and enterprise distribution where appropriate.