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The Future

The future always arrives sooner than we expect it to (except for that part about flying cars). For successful business owners, shifting priorities inside the firm and within families too often results in retirement planning that is put off for another day. It even happens to those with the sufficient means to secure a comfortable future.

PlanGen has, for over a decade, been facilitating the design of optimized benefit plans for a spectrum of small business organizations. We've helped medical and professional offices, real estate and construction firms, repair shops and hair salons, to maximize their future through limiting exposure.

Proven Programs

There is nothing new or flashy about these benefit plans and programs.
It's about having access to information.

The plan strategies have been available for decades and are time-proven, IRS compliant methods for achieving life-long retirement and death benefits.
Transforming potential tax liabilities into long-term benefits for business owners, their employee and families is simply smart planning.

We've got benefit plan innovation built right into the system.
Plan design knowledge traditionally hidden in actuarial back-offices is now available on the street for direct use by financial professionals and the businesspeople they serve.

There are plans for any size organization and budget whether it is for key person, group life, medical welfare benefit, defined contribution, and partially or fully insured defined benefit pensions.

  • Highest tax deductible contributions available.
  • Guaranteed income, life and medical benefits.
  • Diversify and mitigate investment risks.
  • Estate planning on a tax deferred basis.

  • 412(e)(3) Fully Insured Pensions
  • 415(b) Traditional Defined Benefit Plans
  • 401(k) Defined Contribution
  • Combo DB\DC Retirement Plans
  • Group Life Insurance

Business Owners:

Ask your accountant, financial planner or tax attorney about advanced pension and welfare benefit planning.

Learn.
Ask Questions.
Plan Ahead.
Build a Future.

Request Custom Case Study.

Get Digital RFP

Request plan designs optimized specifically for your business. Learn more about advanced benefit plan strategies. Discuss the options with your professional financial advisors.

Client Specific Data Analysis

Advanced benefit plans require significant number crunching and until recently, it has been a challenge to assemble plan proposals that integrate and optimize the utility of guaranteed-outcome financial vehicles. This gap meant that small business owners and their advisors have not had easy access to powerful planning options. PlanGen systems combine IRS compliant designs with secure financial products.

At PlanGen, we know that it may take several cycles to arrive at the right design. Making that process fast, and easy, is the goal.

Name Age Compensation Monthly Benefit Death Benefit
Owner 50 $255,000 $17,083 $2,665,403
Assistant 48 $85,000 $6,406 $912,305
Help1 63 $45000 $942 $226,837
Help2 39 $37,500 $3,125 $417,972
Help3 41 $75,000 $6,250 $851,111